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Pet Insurance

If you are reading this, hopefully you will have read my previous post, here, and already have a short list of recommended pet insurance companies that you think might be worth checking out.

Now is the time to ring around a few and get some quotes.

Remember that premiums for pets living in and around London may be up to twice as much as for pets living out of London, and that it’s often cheaper to insure an animal listed as a ‘crossbreed’, than it is to insure one with a listed purebred parent.

Once you have found an insurance policy that appears to tick all your boxes, then work your way down the following list and make sure you know exactly what is, and isn’t covered by the policy you are considering. Don’t be afraid to ring the company concerned and ask questions if the small print seems open to interpretation. (continue reading…)

This is a question I get asked time and time again, but one that I find impossible to answer  concisely.

There are so many things to consider.

So, I’m doing the sensible thing and writing a blog post on the topic.

First of all, pet insurance is a gamble. You  pay out money each month and you might get it back in payouts or you might not; but since 1 in 3 pets will visit their vet unexpectedly each year, there is a fighting chance of you being able to claim.

But Pet insurance is not essential. If you can find at least £400-500 in a hurry if your pet has a horrible accident, or becomes seriously ill, then you may not need it. But if this amount is out of your reach, or you’d prefer to be able to claim the money back again, then you should take out insurance. (continue reading…)